PRIVACY POLICY

Last Updated: February 26, 2026

My Nest-Egg, LLC (“My Nest-Egg,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, use our services, or interact with us (collectively, the “Services”).

1) Scope

This Privacy Policy applies to information we collect:

On our website at: https://nest-egg.com
Through our platform, products, and related services
Through emails, texts, forms, chat, phone calls, and other communications with us

If you are a customer of one of our business clients (for example, you requested a quote from a company using our tools), your information may be controlled by that business as the “controller.” In those cases, we may process your information on their behalf.

2) Information We Collect

We may collect the following categories of information:

A. Information you provide

Contact details: name, email, phone number, address (if provided)
Business information: company name, job title
Messages and content you submit via opt-in: form submissions, chat messages, emails, reviews, and support requests
Account information: login credentials and profile details (if you create an account)
Payment information: billing name, billing address, and limited payment details (payments are typically processed by third-party processors; we may not store full card numbers)

B. Information collected automatically

Device and usage data: IP address, browser type, device identifiers, pages viewed, time on site, referring pages
Cookies and similar technologies (see Section 6)

C. Information from third parties

Service providers that help us operate (for example, analytics, hosting, communications, payment processors)
Integrations you connect (if applicable), based on your settings and permissions

3) How We Use Information

We use information to:

Provide, operate, maintain, and improve the Services
Communicate with you about your account, requests, or support
Send administrative messages, updates, and security alerts
Send marketing communications (where permitted by law and your preferences)
Provide communications features (for example, sending emails or text messages when you or our clients request it)
Personalize content and improve user experience
Detect, prevent, and respond to fraud, abuse, or security incidents
Comply with legal obligations and enforce our agreements

4) Legal Bases (if applicable)

Depending on your location, we rely on one or more of the following:

Your consent (for example, certain marketing or cookies)
Performance of a contract (providing the Services)
Legitimate interests (service improvement, security, fraud prevention)
Compliance with legal obligations

5) How We Share Information

We may share information (to include mobile information):

With service providers that help us run the Services (hosting, analytics, communications, customer support, payment processing)
With integrations you enable (at your direction)
With our business clients when you submit a lead form, request an estimate, or otherwise contact a business using our Services
For legal reasons (to comply with law, protect rights, investigate fraud, or respond to lawful requests)
In a business transfer (merger, acquisition, financing, or sale of assets)

We do not sell your personal information, including phone numbers, in the traditional sense. Some privacy laws define “sale” or “share” broadly to include certain advertising technology disclosures. See Section 9 for U.S. state privacy rights.

5.1 Mobile Information Sharing (Phone Numbers)
We do not sell your phone number or mobile information.

We may share phone numbers only with service providers that help us deliver communications and operate the Services (for example, SMS and voice carriers, messaging platforms, hosting providers, and customer support tools). These providers are permitted to use the information only to perform services for us and not for their own marketing purposes.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

If you are a customer of one of our business clients and you provide your phone number to that business through our Services, that business may receive your information as part of your request, and their privacy practices will also apply.

6) Cookies and Analytics

We may use cookies, pixels, and similar technologies to:

Remember preferences
Understand site usage
Improve performance and marketing

You can control cookies through your browser settings. If we use a cookie banner or preference tool, you can also manage choices there.

7) Email, Mobile, and Text Messaging

If you provide your contact information, you may receive emails, phone calls, or texts related to your inquiry, account, or services.

Text messages: Message frequency may vary. Standard message and data rates may apply. You can opt out by replying STOP (or following instructions in the message). For help, reply HELP or contact us at [email protected].

If you are receiving messages because you contacted one of our clients, your request and preferences may also be managed by that client.

7.1 SMS Opt-In and Consent (How Consent Is Obtained and Used)
We only send marketing text messages to individuals who have provided the consent required by applicable law.

How SMS consent may be obtained:
We may obtain SMS consent in the following ways, depending on how you interact with us or one of our business clients:

By submitting a website or landing page form that includes a phone number and an SMS consent disclosure (for example, a required or optional checkbox or equivalent affirmative action)
By requesting information, a quote, an appointment, or support and asking us to communicate by text
By initiating a text message conversation with us or replying with a keyword that indicates consent (where disclosed)
By providing consent verbally (for example, during a phone call) where permitted by law and documented in our systems
By providing consent to one of our business clients when you contact them through tools powered by our Services (in those cases, that business may control the messaging and preferences)

How SMS consent is used:
If you opt in, we (or our business clients using our platform) may send SMS or MMS messages that relate to:

Your inquiry, account, appointment, or service request
Transactional or operational notices (such as confirmations, reminders, status updates, and support communications)
Review and feedback requests (including NPS-style surveys)
Promotional or marketing messages only when you have opted in or where otherwise permitted by law

Message frequency varies based on your interactions and the messaging programs you subscribe to. Message and data rates may apply.

Opting out:
You can opt out of text messages at any time by replying STOP (or as otherwise instructed). After opting out, you may receive one final confirmation message. For help, reply HELP or contact us at [email protected].

8) Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect information. No method of transmission or storage is 100 percent secure, so we cannot guarantee absolute security.

9) Your Privacy Rights (U.S. State Disclosures)

Depending on your state of residence (for example, California and other states with privacy laws), you may have rights such as:

Access to the personal information we hold about you
Correction of inaccurate information
Deletion of certain information
Opt-out of certain disclosures used for targeted advertising (where applicable)
Non-discrimination for exercising privacy rights

To submit a request, contact: [email protected] with the subject line “Privacy Request.” We may need to verify your identity.

California notice: If applicable, California residents may request information about categories of personal information collected, sources, purposes, and disclosures. If we engage in targeted advertising, you may have a right to opt out of “sharing” for cross-context behavioral advertising.

10) Children’s Privacy

Our Services are not intended for children under 13, and we do not knowingly collect personal information from children under 13.

11) Data Retention

We retain information for as long as reasonably necessary to provide the Services, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary based on the type of data and purpose.

12) International Users

If you access the Services from outside the United States, your information may be processed and stored in the United States or other locations where we or our service providers operate.

13) Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will update the “Last Updated” date and may provide additional notice if required.

14) Contact Us

My Nest-Egg, LLC
Email: [email protected]
Phone: 512-610-8344